Sport Insurance For Every People

Sports insurance is sometimes feted as only for the professional, sometimes even only for the famous sports person. In reality though, anyone whose income or ability to earn money is in any way dependent on their participation in regular sport, is entitled to avail this facility.

It is important to note that regular participation is normally a key part of one's qualification for sports insurance. Not necessarily because you will be refused should you wish it, for very irregular participation - but because the purpose of sports insurance is aimed more at people who take part in a given sport on a regular basis.

It's also regularly held by non sporting people and companies whose income is heavily reliant on sports people, clubs and venues. For example, catering, construction and football kit manufacturing firms are all eligible for taking out sports insurance based on their association with a game or club - if the club goes into liquidation the insurance held by the third party company can protect its debts or earnings.



Similarly, an amateur sports person, who earns no money from his or her sport but whose daytime earning potential is contingent on him or her being fit enough and healthy enough to attend, may be entitled to compensation from his or her package should he or she be injured in a way that prevents the earning of money. So if you are an amateur footballer, who plays every weekend and trains in the week, and an injury puts you in hospital for a month meaning you can no longer go to the office and earn a wage, then a sports insurance policy may well be able to provide a living wage for your family and dependents while you recover.

Famous people and sports stars are, of course, also eligible for sports insurance - though here it may take on a more rarefied form, with specific clauses relating to the status of the player or person and the risks it may expose them to. High flight footballers; for example, where their address is known - as it often is among residents in an area - may leave their possessions vulnerable when it is also known that they are attending an international fixture or tournament. Sports insurance is able to provide extra cover where the knowledge of a person's whereabouts may endanger their dependents or their property unduly.

In other words: sports insurance is suitable for all sports people, and the people who work in and around the world of professional sports. Wherever money or personal safety is put at risk by the existence of a person's participation in sport, the people at risk are advised to discuss an insurance policy with a qualified insurer.

Needless to say, the risks involved in sports participation, or doing business with sports people, are fairly specific and so require expert sports insurance assistance.